In the leasing one party (lessor) passes to another party (lessee) the right to use a specific thing for a specific period agreed in the lease agreement, in exchange for agreed installment payments (lease payments).

• Financial Lease is the type of lease in which not the entire lease payment, but only its interest portion, is tax deductible for the lessee. In this type of financing, the subject of the lease is included in the assets of the lessee, therefore the lessee makes depreciation deductions.
• Operating Lease is the type of lease in which the subject of the lease is one of the asset components of the lessor, who is also responsible for making depreciation deductions. Lease payments, together with the initial fee, are tax deductible for the lessee.
• Real Estate Leasing - owned by the Client (refinancing, sale and leaseback), owned by a third party

We offer leasing for:

• passenger cars and vans
• trucks
• tractors
• trailers / semi-trailers
• forklifts
• buses
• agricultural machinery
• construction machinery
• tankers
• machinery and production equipment

Long-term rental is a car purchase financing offer for companies expanded with fleet management service. Thanks to a comprehensive approach, the Client, by entrusting the fleet to our specialists, can focus on their business. This is a solution for companies interested only in using cars, without having to deal with the hassle and additional, unforeseen costs.

By choosing long-term rental, in addition to financing, you will receive access to many services as part of the fleet service, which will allow you to conveniently manage your company's car fleet and supervise its work, such as: attractive insurance offer, 24h Assistance and hassle-free, unlimited access to replacement cars, claims handling by the Technical Center, tire service and purchase, fuel cards.

• Technical Center
• Insurance
• 24h Assistance and replacement car
• Tire service
• Fuel card management
• Fleet consulting

We can undertake on your behalf to collect offers from insurance companies, while conducting negotiations regarding the amount of premiums and leading to the conclusion of insurance contracts on individual terms in the scope of:

• property insurance against random events
• property insurance against burglary and robbery
• machinery and equipment insurance against all risks
• Civil Liability insurance for business activities
• cargo transport insurance
• Forwarder's Civil Liability insurance
• insurance guarantees: bid bonds, advance payment return, performance bonds
• customs debt payment guarantees
• security deposit guarantees

Coming soon...

• Non-revolving working capital loan - these loans are associated with one-time payments for services or goods. These transactions are not recurring and are related to the execution of a specific task or contract.
• Multi-purpose credit line - a simple formula provides quick access to various products without additional formalities. It is granted in the form of a loan, within which, after signing one agreement and jointly establishing security, the Client decides on the choice of products and their amounts in consultation with the Bank.
• Investment loan - intended for any type of expansion or modernization of the company.

Forms of loan security largely depend on the creditworthiness of the borrower, the type of loan and the financing period. The basis is to conduct a financial analysis of the company applying for the loan.

Corporate bonds are debt securities issued by entities conducting business activity, having legal personality, as well as limited joint-stock partnerships. Corporate bonds can be issued as secured or unsecured securities. If a company decides to issue secured bonds, the chance of placing the entire pool is greater than in the case of an unsecured issue, because secured securities are more valued by institutional investors due to lower investment risk. Bonds should be mentioned, especially now when access to loans will be difficult for many business entities, that this form of financing will allow companies to continue functioning.

We offer:

• secured bonds
• unsecured bonds

Coming soon...

Coming soon...

Non-standard services that neither banks nor financial institutions offer for various reasons - mainly because they prepare documents and their provisions - namely, we offer:

• Analysis of loan agreements - before signing and also during its validity
• For companies with innovative solutions in the field of new technologies, help in organizing meetings with potential investors and raising capital.
• At your request, searching for machines, equipment, or vehicles to purchase - used from the secondary market.